This is a great hard tail 20" bike for someone new to mountain biking.  It is used, but still has lots of life left.  Features a RockShox Psylo XC front fork (MRSP $400), aluminum frame, new SRAM crankset, new brake pads (Hayes MX2 front disc, Shimano v-break rear side pull caliper), freshly tuned derailleurs (Shimano STX RC shifters) and brakes, Cane Creek headset, barely used Maxxis Larsen TT tires (26"), fresh tubes, a travel pump and water bottle holder, small saddle pouch, Shimano M520 clipless pedals.  I picked it up for $500 and put in a bunch of work before deciding that I preferred climbing to mountain biking, so I'd like to at least get my principal back.  You get all that work for free!  The reflective tape is completely removable.