A recent college graduate grows increasingly nihilistic during an economic downturn, and kidnaps the children of three wealthy men for a $3 million ransom. Shortly after earning his degree, Paul Dynan (Kevin Zegers) realizes the certificate in his hand is barely worth the paper it's printed on. Subsequently drowning in a sea of debt due to his student loans and his mother's medical bills, the disillusioned graduate hits a breaking point as the bank prepares to foreclose on his family home, and devises a plan to earn some quick cash while giving the rich a lesson in humility.