The Real McCoy is a 1993 American heist crime film, directed by Russell Mulcahy and starring Kim Basinger, Val Kilmer and Terence Stamp. Karen McCoy (Kim Basinger) is released from prison with nothing but the clothes on her back. Before being incarcerated, Karen was the bank robber of her time but now she wishes for nothing more than to settle down and start a new life. Unfortunately, between a dirty parole officer, old business partners and an idiot ex-husband, McCoy will have to do the unthinkable to save her son (Zack English) and new heartthrob J.T. (Val Kilmer): another bank job.