This is a really beautiful gold-over-silver pendant set with genuine pearls and cubic zirconias decorating it.

The filigree of the pendant consists of a series of interlocking circles, highlighted by cubic zirconias. It measures 22 x 33 mm, including the bale, which is very prettily decorated in itself. The pearl in it is 12 mm. It is accompanied by an 18-inch link chain with a spring-ring clasp. It's a lovely pendant and very shiny.