This is a Kendra Scott "Elyse" ring for women, size 9, made of 18 karat gold vermeil (Sterling Silver plated with 18k yellow gold) with a chunk of real Mother-of-Pearl in the center. The ring is a lovely dual-band design, simple but elegant, and suitable for any occasion. The 'stone' (not technically, as it's a real oceanic shell) is a crisp ivory-white, with a subtle iridescent look that plays extremely well off light. There is some tarnishing of the gold vermeil, mainly on the bottom of the ring -- see photos! This is a wonderful ring, affordable and stylish, don't pass this up!