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MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.
MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well.
UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use.
EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.
Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes.

Product Description

Undated budget planner to effectively control your money

Strategy and goals are the first step to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively by using bill organizer
Saving tracking & debt tracking help to dispose of your money reasonably and manage your money in a timely manner on budget book
12 month financial planner helps you to set monthly goals, budget and develop monthly habits, monetary strategies & action plans well, which make you become organized
By recording a year's financial transactions, you will find out what are necessary expenses and what are unnecessary expenses and plan daily expenses reasonably

Make sense of your money

MONTHLY BUDGET REVIEW: Review reflect on your accomplishments, to do better next month.

REGULAR BILL TRACKER: Use REGULAR BILL TRACKER to track your daily spending, add a category for each expenses.

HOLIDAY BUDGET & SPENDING: Use this HOLIDAY BUDGET to track your holiday season budget and spending.

MONTHLY CALENDAR: Keep track of important dates in monthly calendar.

GOALS & INCOME SAVINGS: Goals for planning, income and saving for reminding, all sections for each month.

MONTHLY BUDGET SUMMARY: Fill in summary fields of total budget, total actual spend, and the difference between them.

Details of budget planner

Budget Planner Stickers

Elastic Closure

Twin-Wire Binding

Functions of Budget Planner

The Twin-Wire Binding

You can flip this monthly budget planner 360° easily.

Inner Pocket

You can put some small cards or post-it notes to prevent you from forgetting something important.

Elastic Closure

It can keep this budget book planner from falling off when not in use.

Features

Size of budget planner: 6.1" x 8.25"
Weight of budget book: 0.74 pounds
Date: Undated budget planner
Color: Black
Material: Faux leather hardcover

Product Description

Undated budget planner to effectively control your money

Make sense of your money

Details of budget planner

Budget Planner Stickers

Elastic Closure

Twin-Wire Binding

Functions of Budget Planner

The Twin-Wire Binding

Inner Pocket

Elastic Closure

Features

Details of Bill Organizer

Golden Stamping

Premium Thick Paper

Inner Pocket

Good choice for efficient management of money!