Sellers and Buyers, be aware that Ship Insurance coverage DOES NOT COVER all items. It is useless for the providing protection for the majority of valuable items. See response from them below: The insurance fee is not refundable because the terms and conditions are available prior to purchase of insurance. The item being shipped was a gift card and is not covered under the policy. Thank you. For answers to frequently asked questions, please visit www.ShipCover Jill Haussels ShipCover Customer Support 877-325-2462 -----Original Message----- From: Sent: Thursday, April 02, 2015 2:20 PM To: ebay@ebay.com Cc: ShipCoverClaims Subject: RE: Insurance claim denied - IPPOL000110991113311 Will you be refunding the insurance fee? What is the item not covered? It is not a gift certificate. ------------------------------ On Thu, Apr 2, 2015 2:56 PM EDT Jill H. wrote: >Thank you for contacting PIP. >The reason for denial is that the item being shipped is on the list of excluded items. >The insurance does not insure: Coins, bullion, loose diamonds or stones, stocks, bonds, currency, deeds, evidences of debt, travelers checks, $ orders, gift certificates, calling cards, lottery tickets, admission tickets, or any other negotiable documents.