I am not familiar with East Indian jewelry, this necklace is long enough that it could be a belt. There are 2 tear drop pear shaped gems at the top leading to a gold rope ending in white, green and red beads.  There are faux pearls, crystal beads and clear gem stones that may be cubic zirconium but I am not an expert.  Measures 58" total length, it has a 29" total drop length. There are 3 small gem stones missing.  Otherwise, it is like new condition.