Has some paper inserts, no calendar or pen

This black leather personal agenda cover from Cross Autocross is the perfect solution to keep your daily planner organized. The medium-sized ring-bound planner, manufactured in India, is designed with a sleek and elegant look that makes it suitable for business and personal use. The Filofax organizer comes with several inserts that offer ample space for your daily notes and appointments.

The Cross Autocross Leather Collection Personal Agenda Cover is ideal for those who value quality and style.