This coin belonged to a U.S. collector's family for decades and therefore is in excellent, near uncirculated, condition for being 101 years old. Given this and its moderate 10,503,000 mintage, it is well within reason this coin's value will hold & grow steadily for another century.
In regards to the pictures, capturing the exact luster of any coin with a camera as it is seen by the naked eye is extremely difficult. These pictures at 2.5-4.0X magnification are not exact but a good representation of the actual coin even though many of the surface marks are highly exaggerated and not nearly as visible and predominate when seen in person.
Thank you for looking and please feel free to email me with any additional questions or requests.