This monogram initial cursive“M” pendant necklace is on a vermeil (gold plate over sterling silver) delicate chain with a small white topaz on the pendant along with textured metal giving more sparkle of simulated stones.

This necklace is marked 925, and has a spring ring clasp. 

Measurements: Total Chain Length - 18", Bale & M Pendant - 7/8”.

Condition: Excellent, pre-owned condition.