Ebay has a DSR system that affects me as well as your other favorite sellers. . You would think that leaving a 4 star rating for a seller would be good. Not So! Anything less than a 5 star rating on all categories might as well be a Negative feedback score. As a seller if anyone of our stars falls below a 4.3 Ebay will suspend us for 30 days. Therefore I ask you not to bid and then rate my insured shipping rates as high. There are no hidden costs. All shipping and handling costs are stated. Each item is wrapped professionally and securely and mailed the same or the next day. Shipping and handling rates are more than the postage stamped on the package. Insurance, gift boxes, packaging and gas, etc. are all taken into account.