, this has a duplicate check flap. this is a vinyl cover with a fabric insert. 

A great gift, For friend , co worker, in law, 

This item will stand up to everyday wear and tear.

Really cool cover  

This one is for top tear only.

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S,H,P, shipping handling and postage on this item will be $1.25 within the US.   S/H/P to Canada will be $2.20 For many other checkbook covers like football teams and calendars and lots more.

Thank you and The pattern may vary slightly due to the print of fabric