This is a great book on personal financial planning.  The book is hardcover - NEW & PUBLISHER SEALED - titled "PERSONAL FINANCE - SEVENTH EDITION" - The book also includes a special 3 holed punched softcover "Personal Financial Planner - For Use With Personal Finance - Seventh Edition".  Shipping via U.S. Postal Media Mail is $6.95 and includes Postal Tracking. Thanks for looking!

kd