💻This is a DIGITAL PRODUCT listing.  No physical product will be mailed to you. 



🛑 IMPORTANT NOTE
You'll need a FREE Google account to use the template
This spreadsheet is only compatible with Google Sheets, NOT with Excel. (Excel Link Below)

🔗 Here is the link for the EXCEL version
https://www.ebay.com/itm/395186929386



📊 FEATURES:
USER-FRIENDLY DESIGN:  
Streamlined for ease of use – no advanced spreadsheet skills required. Simply input your data, and watch the template automate the rest of the process effortlessly.

INTUITIVE NAVIGATION:
Designed for both financial experts and beginners, ensuring easy navigation. Clearly categorized income and expenses facilitate accurate financial recording for precise profit and loss statements.

FINANCIAL VISUALIZATION:  
Visualize your budgeting progress and financial trends with charts and graphs.

GOAL SETTINGS:
Set financial goals and track your progress towards achieving them.

CUSTOMIZATION OPTIONS: 
Tailor the template to fit your personal needs. Add or modify categories, personalize labels, and adapt the template to match your unique aspects.

ACCRUATE & AUTOMATIC CALCULATIONS:
Say goodbye to manual calculations. The built-in formulas ensure accurate calculations, saving you time and reducing errors.

INCOME AND EXPENSE TRACKING:
Monitor your income and expenses to assess your financial health and identify areas for improvement.

PRINTABLE SNAPSHOT:
Easily print your report for a tangible reference, making it easy to review and share with financial advisors and accountants. 

COMPREHENSIVE BUDGET PLANNING:
Plan and track your monthly and yearly budget with ease.

FLEXIBLE BUDGET CATEGORIES:
Customize the spreadsheet to suit your specific financial goals and expense categories.

📈 BENEFITS:

REUSABLE YEAR AFTER YEAR:
A durable investment that remains relevant and effective, providing utility for each subsequent year. Maximize your value with a spreadsheet that stands the test of time.

EFFORTLESS DATA ENTRY:
Input your financial data in a user-friendly interface, and the spreadsheet will automatically calculate your profit or loss.

ROBUST FINANCIAL PLANNING:
Stay in control by effortlessly keeping track of monthly and yearly expenses. This tool empowers you to plan for your financial future with precision, ensuring you make informed decisions to achieve your goals.

EXPENSE ANALYSIS:
Effectively manage your spending through categorized expense sections. Easily pinpoint areas for cost optimization, from operational costs to overheads, ensuring a streamlined budget for optimal financial control.

YEAR-ROUND TRACKING:
Maintain financial transparency by regularly updating your data. You can easily track your income and expenses throughout the year, making tax season less stressful.

📌 TABS (18 Total):
•  YEARLY (1): Profit and Loss Statement for full year
•  MONTHLY (12):  Profit and Loss Statement for desired month
•  ACTUAL (1)- Review actual income & expenses by month for full year
•  BUDGET (1)- Review budget income & expenses by month for full year
•  DIFFERENCE (1)-  Review difference between actual & budget income & expenses by month for full year
•  TRANSACTIONS (1):  Enter your transactions here
•  CATEGORIES (1):  Setup your income and expense categories here

🔎ACCESSING YOUR FILE(S)
✓Your file will be sent to the provided email within 1 business day.

✒️RETURNS/CANCELLATIONS:
Due to the nature of the digital products, I do not accept returns, exchanges, or cancellations on digital products, but please contact me if you have any problems with your order.

✒️TERMS OF USE:
This only available for personal use.  No commercial use is allowed.  It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.

The contents are for information only, not financial, legal, or accounting advice. I am not responsible for any harm, damages, loss, claims, costs, or other issues from using the document.