💻This is a DIGITAL PRODUCT listing.  No physical product will be mailed to you. 

🛑 IMPORTANT NOTE
This spreadsheet is only compatible with Microsoft Excel, NOT with Google Sheets. (Reach out for Google Sheets Listing)


📊 FEATURES:
USER-FRIENDLY DESIGN:  
Streamlined for ease of use – no advanced spreadsheet skills required. Simply input your data, and watch the template automate the rest of the process effortlessly.

INTUITIVE NAVIGATION:
Designed for both financial experts and beginners, ensuring easy navigation. Clearly categorized income and expenses facilitate accurate financial recording for precise profit and loss statements.

CUSTOMIZATION OPTIONS: 
Tailor the template to fit your business needs. Add or modify categories, personalize labels, and adapt the template to match the unique aspects of your business model.

INSTANT DOWNLOAD:  
This listing provides a digital download, allowing for instant access to your new spreadsheet(s).

ACCRUATE & AUTOMATIC CALCULATIONS:
Say goodbye to manual calculations. The built-in formulas ensure accurate calculations, saving you time and reducing errors.

INCOME AND EXPENSE TRACKING:
Monitor your income and expenses to assess your financial health and identify areas for improvement.

COMPREHENSIVE BUDGET PLANNING:
 Plan and track your monthly and yearly budget with ease.

FLEXIBLE BUDGET CATEGORIES:
Customize the spreadsheet to suit your specific financial goals and expense categories.

📈 BENEFITS:

REUSABLE YEAR AFTER YEAR:
A durable investment that remains relevant and effective, providing utility for each subsequent year. Maximize your value with a spreadsheet that stands the test of time.

EFFORTLESS DATA ENTRY:
Input your financial data in a user-friendly interface, and the spreadsheet will automatically calculate your profit or loss.

MONTHLY ANALYSIS:
Gain a comprehensive understanding of your business's financial health with a month-by-month breakdown of income and expenses. Identify trends and make informed decisions for the future.

BUDGET PLANNING: 
Plan for the future by setting budget targets and comparing them with your actual financial performance. This feature empowers you to make proactive decisions and stay on track towards your financial goals.

BUDGETING INSIGHTS:
Utilize the template to identify areas for budget adjustments and set financial goals.

ROBUST FINANCIAL PLANNING:
Stay in control by effortlessly keeping track of monthly and yearly expenses. This tool empowers you to plan for your financial future with precision, ensuring you make informed decisions to achieve your goals.

EXPENSE ANALYSIS:
Effectively manage your spending through categorized expense sections. Easily pinpoint areas for cost optimization, from operational costs to overheads, ensuring a streamlined budget for optimal financial control.

YEAR-ROUND TRACKING:
Maintain financial transparency by regularly updating your data. You can easily track your income and expenses throughout the year, making tax season less stressful.

📌 TABS (3 Tabs):
•  ACTUAL: Profit and Loss Statement by month with ACTUAL Data
•  BUDGET:  Profit and Loss Statement by month with BUDGET Data
•  VARIANCE:  Profit and Loss Statement by month with VARIANCE calculation between ACTUAL & BUDGET
🔎ACCESSING YOUR FILE(S)

✓Your file will be sent via Dropbox or email  within 1 business day.


✒️RETURNS/CANCELLATIONS:
I do not accept returns, exchanges, or cancelations on digital products, but please contact me if you have any problems with your order.

✒️TERMS OF USE:
This only available for personal use.  No commercial use is allowed.  It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.

The contents are for information only, not financial, legal, or accounting advice. I am not responsible for any harm, damages, loss, claims, costs, or other issues from using the document.